MerchantGuard™GuardScore™
60 seconds now beats 180-day fund holds
The AI that knows YOUR business, tracks YOUR risk in real-time, and alerts YOU before problems become disasters.
Not a static risk score. A 24/7 AI teammate that learns YOUR business, analyzes YOUR data, and has YOUR back.
No email required • No credit card • Takes 60 seconds
The Key Difference
Most AI compliance tools give you generic advice that could apply to anyone. Guard is different. It knows YOUR business.
"Here's how to implement RDR to reduce chargebacks. You'll need to sign up with Verifi or Ethoca, configure your dispute rules, and monitor the results..."
"You're processing $85K/month in gaming with 2.3% chargebacks. Here's how to implement RDR for YOUR business. At your volume, you'll prevent 284 disputes per month, saving $21,584. I'll walk you through it step by step using your Stripe data..."
Personalized to Your Actual Data
When you talk to Guard, it already knows:
Guard learns from YOUR business data, so instead of generic compliance advice, you get:
"You're a gaming merchant in Brazil processing $85K/month. Your 2.3% chargeback rate is 206% above the VAMP threshold. Here's exactly what to do..."
Works with your payment processor
Also supports: Adyen • Authorize.Net • BlueSnap • Checkout.com • NMI
Keeping Merchants Alive
Payment processors shut down 100,000+ merchants every year. Most never knew they were at risk. PSPs have a monopoly on compliance intelligence—they know YOUR risk status but won't share it. YOU only find out when they freeze YOUR account.
We built the intelligence layer PSPs have but won't share. Every merchant—whether you're doing $5K/month or $5M/month—gets access to the same risk visibility that billion-dollar companies get. The payment processing industry keeps merchants in the dark until it's too late. We're the light.
See Our Mission & Pricing →AI-Powered Payment Risk Intelligence
Industry-leading ML predictions trained on 70,000+ agent scenarios—not rule-based guesswork. Every GuardScore™ uses AI-powered risk intelligence that adapts to real PSP behavior patterns.
*ML-powered predictions trained on 70,000+ synthetic merchant and agent profiles. More training data than any AI agent payment tool on the market. For educational purposes.
How It Works
Check Your Risk (60 Seconds)
Answer 11 questions via Telegram. Get instant AI-powered GuardScore + PSP matches. Free, no signup required.
Get AI-Powered PSP Matches
See which processors accept YOUR business. Real approval odds, regional requirements, fees, timelines.
Track Compliance (Optional)
Connect via OAuth or upload CSV. Build compliance streak, earn credits. (Q1 2026)
Master Compliance While Protecting YOUR Business
Not just monitoring—education. Take interactive quizzes on VAMP, RDR, 3DS, and more. Learn the compliance rules that will keep YOUR account alive.
Interactive Quizzes
VAMP basics, RDR setup, 3DS implementation. Learn the exact rules PSPs enforce.
Earn MGRD Points
Complete quizzes to earn points. Compete on the compliance leaderboard.
Real Knowledge
No generic advice. Learn YOUR specific compliance requirements and risk factors.
"Almost lost $47K to a funds freeze. GuardScore flagged my chargeback spike early—fixed it before Stripe locked my account. Avoided a 30-day hold."
Results vary by merchant. Estimate based on recent processing volume and typical hold durations.
Compliance Dividend™
Pay $297 for 3 months. Get the rest of the year FREE.
Complete all 3 months compliant → Unlock months 4-12 FREE ($891 value). You profit $594.
- • Verified month = CSV upload (OAuth connection coming soon) + Green/Amber score + adequate data coverage
- • Maintain healthy monthly GuardScore to earn rewards
- • CSV earns 30-day Provisional; OAuth required for 90/180/365
Credits have no cash value, are non-transferable, and may change. Eligibility requires KYB, an active OAuth connection, and sufficient data coverage/volume.
Proof-of-Compliance Leaderboard
Merchants earn points for maintaining compliance streaks
Build your Proof-of-Compliance history. Early participants are establishing verifiable compliance records ready for future on-chain verification.
* Points are promotional rewards with no cash value. Early participants build verifiable compliance history that may be eligible for future benefits at our sole discretion.
Why GuardScore?
Track Your Metrics
Upload payment statements to track VAMP ratio, chargeback trends, and compliance history over time.
Build Your History
Track compliance over time. Show processors and banks you're serious about risk management.
Earn Rewards
Monthly check-ins build your compliance streak. Launch Q1 2026: earn Premium credits for verified streaks.
PSP Matching for Every Region
Get personalized processor recommendations based on your industry, location, and risk profile—not just generic advice.
North America
Europe
Latin America
Asia-Pacific
Middle East & Africa
GuardScore analyzes your industry, geography, and risk metrics to recommend processors that actually work with businesses like yours.
Start Protecting Your Revenue Today
Simple, transparent pricing. Start free, upgrade when you need more power.
Premium
Everything in Free • Unlimited AI analyses • 24/7 support • Financial modeling
Upgrade to PremiumNo credit card required • 14-day money-back guarantee
AI Agent Compliance Alerts
The only AI agent monitoring payment compliance 24/7. Get early warnings on policy shifts, processor bans, and compliance changes before they shut you down.
Self-Learning Intelligence
Learns from real merchant outcomes. Predictive accuracy improves with every alert processed.
45+ Live Sources
GitHub commits, regulatory filings, CFPB complaints, merchant forums, PSP docs. Monitored 24/7.
Pattern Recognition
Identifies policy shifts 2-14 days before official announcements. Proprietary merchant data advantage.
Ready to Build Your Compliance Reputation?
Start tracking your compliance streak today. 100% free to start.
Launch GuardScore - Free